5 Ways on How To Prepare Your Business For Natural Disasters

Natural disasters like tornadoes, hurricanes, typhoons, and floods come with a lot of collateral damage which affects homes and infrastructure. They also affect our businesses, which are sources of livelihood for many.

Imagine building your enterprise from the ground up, only for it to be dissipated in hours or seconds by the freaks of nature! So how can you prepare your business to weather the storm in the face of a sudden natural disaster? Here’s my ‘Hitchhiker’s guide’ to business disaster preparedness.

Safety Protocols

All lives matter, human resource is the backbone of any business. So having Standard Operating-Procedures(S0Ps) for disaster preparedness can mitigate any occupational risks during such times.

Simulating disaster drills can also go a long way in disaster preparedness if employees know emergency exits and evacuation protocols. Keeping a well-equipped disaster kit is commended too, and it should come complete with survival supplies for at least 3 days.

Data Backup

Yes backups are quite the norm now. But having a ‘backup’ of your backup is advisable. Having an extra digital location where your most sensitive documents, emails as well as digital records and databases are stored.

This can allow you to switch to a ‘virtual business’ till the dust settles and enable you to work and deliver remotely.It gives your business a much needed lifeline as virtual records can help in the rebuilding process a lot. Be sure that your backups are done frequently and can be automated.

Insurance Cover

Get yourself flood insurance if your geographic code is prone to weather disasters. The average flood insurance policy costs about $800 and most Insurance companies now offer business interruption policies, property as well as disaster packages at good premiums.

Statistics show that 2 in 5 businesses open after natural disaster. So, to help alleviate the hustles of reopening, insurance could come in handy.I’d advise you take time to meet your insurance agent to ponder over business insurance covers.

Infrastructure Precautions

Considering the barrage of destruction Hurricane Harvey brought on the Texas Gulf-Coast causing property damage of up to $80bn, certain measures and precautions can’t be ignored. This is especially so when it comes to the resilience and structural safety of your work premise. Be sure to do a structural audit on your location and assess any possibilities of vulnerability.

Do take time to verify that your business location meets specified building codes. Also surely endeavor to test and service the premise emergency generator under load. If weather disaster strikes, do make an effort to use protective material such as plywood to seal off windows. You can also secure first floor doorways with sandbags while relocating your most sensitive office equipment to innermost portions of the building.

Emergency Savings

An Indian friend told me once “In India we save for a rainy day, because it basically rains every day”. That could explain why many Asians are good at saving because they understand that nature can’t be negotiated with.

As a rule of thumb, it’s advisable for businesses to save 20% of their profit per month into an ‘Emergency Trust’. On top of the insurance monies or low interest loans from the Office of Disaster-Assistance, this money can reduce the burden of loss of assets on your business.

We saw the adverse effects of Hurricane Katrina on employment and the New Orleans economy, they can still be felt 13 years later. Bad news never has good timing and at times one can never be too prepared. However, if you take the above precautions chances of salvaging your business are way better.

About the Writer

Leona is part of the content and community team at Specialty Fuel Services – providers of emergency fuel continuation services, in locations affected by catastrophic events.

Why You Should Be Investing in Solar Panels

The future is green, and it’s more important to get on board with it than ever before. The past year has seen countless climate-change related natural disasters, from the recent devastating mega-fires in California to frequent hurricanes sweeping the US and the Caribbean.

Solar panels are becoming much more accessible, for homeowners and for businesses. Traditional roof-rack solar panels can now be installed for as little as around $3,000, and are practically a no-brainer due to the energy savings you’ll make over time (you could even totally eliminate your electricity bill). Not to mention that you’ll be doing your part to help the environment in our planet’s time of need.

If you’ve always found chunky solar panels ugly and off-putting, business magnate Elon Musk has a solution. His electric car and solar panel company Tesla has recently unveiled invisible solar roof tiles. The tiles look exactly like normal roof slates, but capture the sun’s energy without drawing attention. These tiles are paving the way to normalizing sustainable, beautiful eco-homes.

To further convince you about seriously considering installing solar panels for your home, check out our list of top reasons why solar panels will benefit your household or business.

Slash Your Energy Bills

After the initial investment of purchasing the panels and installation, the energy produced is all yours. Even if you consume more energy than your panels can produce, you’ll make drastic savings on what you are currently paying by purchasing all your electricity from the grid.

You’ll make even more amazing savings if you live in a sunny state or country – prices in Brisbane, Australia, are particularly low to purchase and install solar panels. And as the city enjoys on average 261 days of sun per year, panels there will produce more than enough energy to power homes all year round.

Energy costs are only set to rise and rise – meaning that by investing in solar panels now, you’ll never feel the strain of your electricity bills going up again. This is an especially smart idea for business owners with fluctuating income, as you can more easily predict your cashflow with fixed energy prices.

Increase the Value of Your Home

If you are open to the possibility of moving to a new house in the future, you will be able to sell your current property at an increased value by equipping it with solar panels. It’s an attractive prospect for buyers if a potential home comes with very small or no electricity bills, so you’ll be making a huge return on your investment in this way, too.

Note: Be wary of ‘renting your roof’ to solar panel companies if you can’t afford to purchase the panels outright. You may want to ‘go green’ in any way you can, but buying panels is by far the most practical way to enjoy the benefits. The lengthy leases that come with rental panel contracts (often 25 years) have been seen to put off mortgage lenders. It’s highly recommended that if you want to benefit from free electricity and help the environment with solar, you should save up first to increase the value of your property – not render it unsellable.

Reduce Your Carbon Footprint

As we said, it’s never been so important to do your bit to save our eco-system. The polar ice caps are melting faster than has ever been recorded, and the earth is suffering terrible effects. As well as hurricanes and fires, we’ve also experienced floods, earthquakes and landslides all over the world this year.

Solar panels are becoming more accessible, for homeowners and businesses

In the large scheme of things, installing solar panels doesn’t seem like it will help much, but if everyone did their part to be more eco-conscious, we could significantly reduce the strain of destructive fossil fuels on the environment. By equipping your property with solar panels, you will save money while making steps to saving the environment – a tough offer to turn down!

Utilizing green energy within your business has even better rewards. Marketing your business as eco-conscious and sustainable is a great way to attract customers and impress existing ones. In recent years, studies into consumer activity have found that sustainability is a big shopping priority, especially among the millennial generation. Corporate solar panels will increase your revenue by expanding your customer base AND saving your business’s energy bills.

So – what are you waiting for? Contact a solar energy company today, who will be more than happy to assist you on your green energy journey.

Managing Your Business Maintenance Waste

Just 6% of businesses consider their maintenance department to be well established, showing just how little attention companies are paying to this area. As a result, wastage is often high, which eats into profit margins. When an office is refurbished, there will inevitably be some waste created, which the company must pay for. In order to mitigate the damage, business managers should put more attention into their maintenance strategy, acting preventatively rather than reactively. This way, waste will be limited. The resulting waste can then be converted into energy, thus becoming a money maker rather than a drain on resources.

Benefits of Sustainability for Business

Sustainability is really a no-brainer from a business perspective, yet many companies are failing to hit a sustainable level of waste management. US consumers are beginning to care more about a business’s environmental impact over the price of their products, with 67% supporting an end to single-use plastic straws. Not only will restructuring your waste strategy save you money on cleanup, but it will improve the image of your company. In these eco-conscious times, this is essential.

Furthermore, a recent poll by Michigan State University found that 88% of Americans take steps to reduce their food wastage. This shows how high a priority this is for the average customer. If you can target more resources towards sustainable waste management, then you are bound to see increased profits in other areas.

Scheduling and Planning

Cutting waste is all about taking preventative actions rather than reacting to circumstances as they arise. By planning your maintenance ahead of time, it is possible to identify areas where wastage will occur and take steps to avoid this. Work with the most experienced maintenance waste managers for the best results. You are probably already a top planner when it comes to marketing and sales, but are you using these skills when maintenance work needs carrying out?

Before any big construction or renovation project, have an expert identify the quantity of waste that will be produced. You will then be able to schedule in workers to come and remove it immediately, increasing efficiency and lowering costs. It is then up to you to dispose of this waste in a way which is responsible.

Profit From Your Waste

The average business uses between 15,000 and 25,000 kWh per year. This energy has to come from somewhere. Given the amount of waste produced by a typical company, why not put this back into your operation by converting it to energy or transforming it into useful products? This is a win-win situation. You get to carry out the necessary maintenance to keep your business running, while receiving free energy to power your company and promoting an eco-friendly brand image.

Maintenance is an important part of every business, but many managers neglect the cost of waste. Staying on top of your waste management is guaranteed to cut costs and boost profits. Have a waste management schedule in place and use the trash to provide a sustainable energy source as well as useful products.

Your Choices for Alternative Energy

renewables-investment-trendsWhile using alternative sources of energy is a right way for you to save money on your heating and cooling bills, it also allows you to contribute in vital ways to both the environment and the economy.  Alternative energy sources are renewable, environmentally sustainable sources that do not create any by-products that are released into the atmosphere like coal and fossil fuels do.

Burning coal to produce electricity releases particulates and substances such as mercury, arsenic, sulfur and carbon monoxide into the air, all of which can cause health problems in humans.

Other by-products from burning coal are acid rain, sludge run-off and heated water that is released back into the rivers and lakes nearby the coal-fired plants.  While efforts are being made to create “clean coal,” businesses have been reluctant to use the technology due to the high costs associated with changing their plants.

If you are considering taking the plunge and switching to a renewable energy source to save money on your electric and heating bills or to help the environment, you have a lot of decisions to make. The first decision you need to make is which energy source to use in your home or business.  Do you want to switch to solar energy, wind power, biomass energy or geothermal energy?

Emissions from homes using heating oil, vehicles, and electricity produced from fossil fuels also pollute the air and contribute to the number of greenhouse gases that are in the atmosphere and depleting the ozone layer.  Carbon dioxide is one of the gases that is released into the air by the burning of fossil fuels to create energy and in the use of motor vehicles.  Neither coal nor fossil fuels are sources of renewable energy.

Replacing those energy sources with solar, biomass or wind-powered generators will allow homes and businesses to have an adequate source of energy always at hand.  While converting to these systems can sometimes be expensive, the costs are quickly coming down, and they pay for themselves in just a few short years because they supply energy that is virtually free.  In some cases, the excess energy they create can be bought from the business or the homeowner.

While there are more than these three alternative energy options, these are the easiest to implement on an individual basis.  Other sources of alternative energy, for instance, nuclear power, hydroelectric power, and natural gas require a primary power source for the heat so it can be fed to your home or business.  Solar, wind, biomass and geothermal energy can all have power sources in your home or business to supply your needs.

Solar Energy

Solar power is probably the most widely used source of these options.  While it can be expensive to convert your home or business over to solar energy, or to an alternative energy source for that matter, it is probably the most natural source to turn over to.  You can use the sun’s energy to power your home or business and heat water.  It can be used to passively heat or light up your rooms as well just by opening up your shades.

Wind Power

You need your wind turbine to power your home or office, but wind energy has been used for centuries to pump water or for commercial purposes, like grinding grain into flour.  While many countries have wind farms to produce energy on a full-scale basis, you can have your wind turbine at home or at your business to provide electricity for your purposes.

The cost of alternative energy systems has dropped sharply in recent years

Biomass Energy

Biomass energy has rapidly become a vital part of the global renewable energy mix and account for an ever-growing share of electric capacity added worldwide. Biomass is the material derived from plants that use sunlight to grow which include plant and animal material such as wood from forests, material left over from agricultural and forestry processes, and organic industrial, human and animal wastes. Biomass comes from a variety of sources which include wood from natural forests and woodlands, agricultural residues, agro-industrial wastes, animal wastes, industrial wastewater, municipal sewage and municipal solid wastes.

Geothermal Energy

A heat pump helps cool or heat your home or office using the earth’s heat to provide the power needed to heat the liquid that is run through the system to either heat your home in the winter or cool it off in the summer.  While many people use it, it doesn’t provide electricity, so you still need an energy source for that.

Benefits of Biodegradable Packaging for Businesses

Consumers want companies to reflect their values. They’re far more likely to purchase from a business with an identity, whether it manifests in charitable efforts or eco-friendly practices. As a greater number of people show interest in green living, biodegradable packaging presents an opportunity for growth.

That said, the virtues of biodegradable packaging extend beyond an improved public image. While business owners enjoy the superficial advantages of this transition, they often find it’s only a fraction of what the shift entails. Through switching to biodegradable plastics, they see considerable changes elsewhere.

bioplastics

In this article, we’ll detail five of those changes, exploring the subject to lend business owners a better understanding of biodegradable packaging within their operation. As we touch on the benefits, it’ll become clear that eco-friendly materials aren’t only better for the environment, but better for a company’s bottom line.

Free of Toxins & Allergens

Biodegradable packaging options are still somewhat limited, but most of the available materials are non-toxic and allergy-free. This is an essential consideration to consumers who care about the products they’re purchasing and the composition of their packaging. If either is potentially harmful, it hurts a business.

An informed consumer will almost invariably choose products packaged with bioplastic over traditional alternatives, aware of the implications of their purchase. Considering the negative health effects of phthalates — a common chemical in plastic packaging — business owners should be aware of the implications as well.

Require Fewer Resources

Biodegradable packaging has the potential to reduce water usage, solid waste, electricity and emissions. This is beneficial for the environment, of course, but it also lowers expenses associated with the packaging process. Over time, the accumulated savings prove well worth the cost of the transition.

If a company were to replace their standard packaging materials with bioplastic, they would enjoy weight savings on par with regular plastic. Research shows plastic packaging enables weight savings of over 78 percent compared to alternative materials, a notable statistic for business owners looking to convert.

Lower Production Costs

Most biodegradable materials follow the three basic R’s of sustainability.

  1. A business can reduce them, using fewer resources to create thinner and tougher materials which do the same job.
  2. A business can reuse them, taking advantage of materials with special coating which improves their durability.
  3. A business can recycle them, diverting refuse from landfills as they minimize the costs of new materials.

A business owner who invests in biodegradable packaging can cut costs by a significant margin, using fewer resources, reusing their inventory and purchasing inexpensive recycled materials. In doing so, they’ll see reduced packaging expenses over time, and more freely allocate their money elsewhere.

Reduced Footprint

A business owner has financial goals they have to meet, but they have environmental goals as well. Every professional in an upper-management position has a responsibility to ensure their company meets high standards of environmental compliance, and biodegradable packaging can help — outside a legal context.

To reinforce an earlier point, 70 percent of consumers between the ages of 15 and 20 want to buy goods from companies committed to sustainability, and biodegradable plastics affect the appeal of businesses which would otherwise see less attention. To reduce emissions and increase interest, change is necessary.

Convenient Disposal

Recyclable, compostable and biodegradable packaging simplifies disposal for the consumer. It affords them more options in discarding these materials, and companies should always seek to make their products convenient, from start to finish. Biodegradable materials exemplify this mindset.

For example, consumers who prefer to compost their refuse won’t have to make exceptions for packaging. They can add biodegradable packaging to their compost in much the same way they would with any other compost-friendly material, contributing to the product’s value beyond its primary utility.

Looking Toward the Future

When reviewing the benefits listed above, business owners should feel confident in their decision to adopt biodegradable packaging. More than superficial benefits, they’ll enjoy reduced costs and carbon emissions while increasing consumer convenience and reducing plastic pollution. The advantages are clear.

Looking toward the future, it’s safe to speculate more companies will transition toward eco-friendly practices. With this in mind, taking action now is the best option, and though biodegradable packaging is a small step, it’s an important one.